Car accident injury – what do you do if you have one? If you have experienced being in an accident that is totally not your fault and are suffering the consequences of such an accident, you are entitled to file claims for car accident injury.
Getting the kind of compensation that can help you get over what happened actually depends on a number of factors and one of these is the percentage of fault you may have. The degree of fault that is placed on you will have a great impact on determining the amount of
compensation you will get from your claim. If for example, you are found to be 15% at fault, the amount you are to receive in damages may be reduced by 15%. If you are found to be totally free of any fault, the amount you will be awarded is usually the total amount that is computed.
Computations for this kind of a claim often involve a number of things. Some of the things that are taken into consideration when a claim is filed include present expenditures and projected future expenses. Also included in the computations for coming up with the right amount for these claims are losses in earning capabilities due to injuries, losses in earnings due to the need for rehabilitation and recovery, property damage and other expenditures that are credited to the accident.
Computing the amount for such an occurrence may require a number of things. For damages that can be easily equated, like car repair or property damages, present medical expenses and loss of income, documentation may need to be presented. Pay slips, receipts and other similar documents need to be presented for a proper amount to be computed. Other expenses that can be included in the computation include the cost of medical consultations, travel expenses to and from hospitals and therapy, car storage and damaged items included in the accident. This part of your claim is called “special damages”.
The other part of your claim that may take a bit of figuring out how much compensation is to be asked for is the one that may be somewhat difficult to estimate and is called the “general damages” part of a claim. This may be because of the fact that you will need to come up with a figure that can be considered appropriate for the amount of suffering and anguish you and your family are going through and are expecting to go through due to your injury or injuries. The damages that are included in this part of your claim include both physical and mental injuries. Also included in this part of your claim are the future medical expenses you are projected to spend on to help you make a full recovery.
Medical expenses, loss of earning capacity due to your injuries as well as the pain and suffering you are going through will often be factored in when you make your claim. The amount that is arrived at by the insurance adjuster, the party at fault and your lawyer is often dependent on the extent of your injuries as well as the impact the accident has and will have on your total wellbeing.
The general damages amount for your car accident injury claim is often arrived upon by multiplying your special damages amount a few times over, with the multiplier amount depending on the seriousness of your physical and mental injuries.
Car accident injury can happen to any one – you should always seek advice from properly qualified professionals.
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